Fedimpact: Candid Insights For Your Federal Retirement

ProFeds Founder, Chris Kowalik, lays out the 8 planning principles that can help federal employees take control of their financial future Key takeaways: The timing of when you’re taking action The decision making process (and what happens if you don’t make decisions) Taking ownership of your future

ProFeds Founder, Chris Kowalik, shares a behind-the-scenes look at the recent updates ProFeds has made to its website and resources for federal employees. Key takeaways: We have a bigger message to share with federal employees preparing to retire, We embrace growth and change, so we continue to bring you helpful tools and resources, We want to give federal employees a first-class experience.

Federal retirement expert, Chris Kowalik, shares Super Bowl insights and what that has to do with your retirement from federal service. Key takeaways: What to do when you find yourself as the “underdog” How to keep your head in the game and be “In it to Win it?” When your play calling becomes a crucial element of your game strategy Who to rely on for guidance and leadership when the stakes are high Why to always keep your eye on the game clock & understand the rules of the game

Federal retirement expert, Chris Kowalik, shares how taking these steps early can help you to retire with financial confidence. Key takeaways: NUMBERS: what facts and figures need to be on your radar TIMELINE: what does your retirement countdown look like ADVANTAGES: what unique decisions are available to you to give you an unfair advantage over your peers MINDSET: what shifts may need to be made to your thinking about your big retirement plan

Federal retirement expert, Chris Kowalik, talks about three areas where federal employees need to pay special attention to when they’re requesting and reviewing the retirement estimate from their agency: ACCURATE: are the numbers right? COMPLETE: are all the numbers and options there (even just for your federal benefits)? ENOUGH: is the information presented enough to make a full decision?

Federal retirement expert, Chris Kowalik, discusses how your mindset may shift on you when the TSP takes a tumble. Key takeaways: Different stages of your investment journey (and how it changes your perspective on loss) Assessing your risk tolerance as it relates to your TSP How long it takes to recoup your money after a down market Highlights the #1 problem with TSP once you are retired What to do now if your account has already taken a loss

Federal retirement expert, Chris Kowalik, discusses how playing both offense and defense can help federal employees to retire ready. OFFENSE: Increasing the money you have to live the retirement you want DEFENSE: Protecting that money from others who want to take it from you BIG QUESTION: Are you playing to win, or are you playing to not lose?

Federal retirement expert, Chris Kowalik, discusses the legitimate frustrations that federal employees have felt about the TSP's recent transition to its new platform – and how feds can protect themselves despite TSP's errors.

Federal retirement expert, Chris Kowalik, reveals the 3 key professionals federal employees should have in their corner as they prepare to retire – and how to get started.

Federal retirement expert, Chris Kowalik, reveals common "rules of thumb" and why federal employees are persuaded to follow them – and what to do instead.

Federal retirement expert, Chris Kowalik, offers insights into where federal employees  should not be seeking advice from – and where to go instead.

Federal retirement expert, Chris Kowalik, gives the simple formula to know if federal retirees might work themselves right out of the Special Retirement Supplement if they have a job after leaving federal service.

Federal retirement expert, Chris Kowalik, reveals why high COLAs actually mean less money in the pockets of federal retirees.

Federal retirement expert, Chris Kowalik, reviews FEGLI Option C coverage and what happens when you no longer have eligible family members who are covered.

Federal retirement expert, Chris Kowalik, covers the 3 rules that federal employees must follow to be allowed to keep their health benefits (FEHB) in retirement.  

Federal retirement expert, Chris Kowalik, reveals the rules of the early withdrawal penalty (and how to avoid it) when taking money out of the TSP prior to age 59 1/2.

Federal retirement expert, Chris Kowalik, discusses why goal setting can leave federal employees feeling frustrated and overwhelmed.  She gives real world examples of how to break down goals into manageable steps.