Ft Money Show

Informações:

Sinopse

The Financial Times Money Show brings you engaging insight into personal finance. Claer Barrett, her team and leading industry commentators dissect the weeks news and discuss how it will affect you and your pocket. Produced by Lucy Warwick-Ching.

Episódios

  • How can I change my money mindset?

    How can I change my money mindset?

    18/05/2021 Duração: 27min

    It’s easy to create a budget to manage your spending - but can you stick to it? 32-year old project manager Rosie contacted Money Clinic as she kept making the same mistakes. Despite starting the month with good intentions, online shopping sprees frequently pushed her into the red. Battling with ‘buyer’s remorse’ as she returned her impulse purchases, Rosie asked Claer what psychological factors could be causing her to break the budget? Tim Harford, FT columnist and author, turns to behavioural economics to show how we can train our brains to resist the urge to splurge. Financial coach and blogger Ellie Austin-Williams, known online as This Girl Talks Money, encourages Rosie to explore her ‘money mindset’ and probe her emotional connections with money. If you would like to be a guest on Money Clinic and chat to Claer about a money issue that’s bugging you, get in touch — our email is [email protected] Follow Claer on Twitter and Instagram @ClaerB.Further reading:Tim Harford writes the ‘Undercover Econom

  • Could I borrow to invest?

    Could I borrow to invest?

    11/05/2021 Duração: 26min

    Accountant Peter knows that to grow a business, you have to take on debt. But can he apply that same logic to his personal finances? He tells Claer how he is tempted to take out a bigger mortgage against his London flat and invest that money in a buy-to-let property - or even in the stock market. Has he come up with a brilliant shortcut to making some extra money, or is his plan to leverage up a recipe for disaster? Personal finance expert and FT columnist Jason Butler stresses that debt is no shortcut to wealth, while the FT’s European economics commentator Martin Sandbu looks at recent consumer debt trends.If you are a regular Money Clinic listener and want to be in with a chance of winning £250, then let us know what you think of the show at www.ft.com/moneyclinicsurvey If you would like to be a guest on Money Clinic and chat to Claer about a money issue that’s bugging you, get in touch — our email is [email protected] and Jason will be doing an Instagram Live on Tuesday 18th May at 7.30pm UK tim

  • Investment masterclass with Merryn Somerset Webb

    Investment masterclass with Merryn Somerset Webb

    04/05/2021 Duração: 22min

    Retail is not dead. Brexit could help UK companies. Take a small punt on bitcoin, keep your money invested in fossil fuel companies, and reassess your holdings in expensive tech stocks. These are pretty punchy opinions about the investment world — and they come from one of the FT’s top opinion writers, columnist Merryn Somerset Webb. In this special episode of the Money Clinic podcast, Merryn chats to presenter Claer Barrett about her personal investment strategy — and the forces she believes will shape the stock market in the years to come.Listeners should be aware that the discussion of investment trends on this podcast is for information only, aimed at people who feel confident making their own investment decisions. It doesn’t constitute an investment recommendation, or individual financial advice — if you want that, you’ll need to see an independent financial adviser.Find out more:- Both Merryn and Claer write a weekly column in the FT Weekend and you can follow them on Instagram and Twitter @MerrynSW @Cl

  • The finances of moving overseas

    The finances of moving overseas

    27/04/2021 Duração: 25min

    If I take a job outside the UK, what are the options for my investments, property and pension? After months spent in lockdown, 31-year-old finance professional Viktoria is longing for a change of scene, and is planning to relocate overseas.She talks to Claer about her desire to escape the corporate lifestyle in London and her concerns about what would happen to her property, pensions and investments if she were to uproot. David Denton, chartered financial planner at Quilter International, reveals the financial dilemmas commonly faced by Brits taking jobs overseas, and what someone in Viktoria’s position needs to consider. Theresa Wallace of property firm Savills talks through the pros and cons of renting out your home versus selling it when you move to another country. Useful links:For tips and guidance on investing in ISAs, listen to How can I get started as an investor? If you’re considering becoming a landlord and want to know more, check out Should I rent out my property?The FT’s Famil

  • Money Clinic meets Anne Boden

    Money Clinic meets Anne Boden

    20/04/2021 Duração: 21min

    Anne Boden spent over three decades in the traditional banking sector, watching the world around her being transformed by technology. In 2014, she decided that the time had come for banking to undergo the same shift, and quit her job to found Starling Bank. Since then, Anne has built Starling from an idea into a digital bank with 2m customers. Claer talks to her about making the leap into fintech, the determination needed to turn an idea into a business and how she persuaded investors to back her. Budding business owners should sit tight as Anne shares some of the key lessons she learnt along the way - and why she thinks we should prepare for cash to completely disappear. Read Claer’s review of Anne Boden’s autobiography, ‘Banking On It: How I Disrupted an Industry’. If you want to know more about how Anne Boden set up Starling Bank, you can buy a copy here.Follow Claer @ClaerB on Instagram and Twitter. If you’d like to talk about a real-life money problem on a future episode of the podcast, then dr

  • Can my money help save the planet?

    Can my money help save the planet?

    13/04/2021 Duração: 22min

    Making the ‘greener choice’ comes naturally to listener Ros. As more people become increasingly aware of how their daily decisions affect the environment, Ros is wondering if she can make a difference to the planet - and her pocket - through her bank account, pensions and plans for investing. Claer talks to the FT’s Alice Ross, author of 'Investing to Save the Planet' and Bevis Watts, chief executive of Triodos Bank. Review clip: Global Ethical Finance Initiative.If you would like to be a guest on Money Clinic and chat to Claer about a money issue that’s bugging you, get in touch — our email is [email protected] or follow her on Instagram and Twitter @ClaerBFurther reading:-Follow Alice Ross on Twitter and check out her book here-To read further about greening your money, check out Ethical Consumer Magazine, Good with Money or Make My Money Matter-You can read an FT interview with Bevis here or check out the FT’s climate hub for the latest on climate change-For a deep dive into ESG investing, listen to this episod

  • Will having a baby break my finances?

    Will having a baby break my finances?

    06/04/2021 Duração: 24min

    Jenny and her partner are planning to have a baby but, beyond forking out for nappies and a pushchair, she has no idea how much becoming a parent will cost. How big a budget will the couple need to cover parental leave, childcare costs, and other unexpected expenses? Claer talks to Tobi Asare, founder of parental finance blog My Bump Pay, and Maike Currie, FT columnist and investment director at Fidelity International.If you would like to be a guest on Money Clinic and chat to Claer about a money issue that’s bugging you, get in touch — our email is [email protected] or follow her on Instagram and Twitter @ClaerBFurther reading:-Tobi’s blog My Bump Pay can be found here and has a wealth of resources for soon-to-be parents and she is on instagram @mybumppay You can download her baby equipment spreadsheet here, or use her planner to calculate how to spread out the ‘income shock’ of parental leave-Follow Maike Currie on Twitter @MaikeCurrie and check out her FT columns here-Check if you are eligible for the UK govern

  • What happened next: Should I buy a shared ownership property?

    What happened next: Should I buy a shared ownership property?

    30/03/2021 Duração: 24min

    Last October Claer spoke to listener Lucy who was on the cusp of buying a shared ownership flat with her partner — but was getting cold feet. The shared ownership model enables buyers to take out a mortgage on part of the property, and pay rent on the rest. Lucy was hoping that this would be her first step towards being able to afford to own 100 per cent of her home, but worried about how much it would cost. Six months later, is she comfortably settled in the flat or did the couple stay renting? Claer hears from experts, independent property expert Henry Pryor and mortgage broker Andrew Montlake from Coreco.  If you would like to talk to Claer for a future podcast episode, email the Money Clinic team [email protected] with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column.Further reading: -Henry Pryor tweets @HenryPryor and has a website packed with tips for property buyers-Andrew Montlake tweets @Montysblog and blogs about

  • What happened next: Pay off the credit card or buy a house?

    What happened next: Pay off the credit card or buy a house?

    23/03/2021 Duração: 26min

    In this special ‘What happened next’ Money Clinic episode, Claer catches up with US financial services worker Josh. When they spoke last October, he was hiding thousands of dollars in credit card debt from his wife. Under lockdown, the couple had managed to save up enough money to pay them off - but she wanted to use this cash for a deposit on their first home. The podcast experts had plenty of advice about dealing with credit card debt, and what could happen if Josh took on even more debt with a mortgage. Six months later, has he paid off his debt and cut up his cards, did he buy a property, and are he and his wife still talking openly about money? The experts were Sara Williams aka The Debt Camel, and the FT’s US finance editor Robert Armstrong. The original podcast was released on October 20 2020.If you would like to talk to Claer for a future podcast episode, email the Money Clinic team [email protected], with a brief description of your story. Follow Claer @Claerb and read her Serious Money column. Furth

  • What happened next: The jeweller redesigning her business

    What happened next: The jeweller redesigning her business

    16/03/2021 Duração: 27min

    Claer catches up with 30-year-old jewellery designer Roseanna Croft. When they spoke last October, her small business was reeling from the impact of coronavirus and cancelled weddings. Money Clinic experts advised Roseanna on accessing financial support, and finding a new direction for her business under lockdown. Five months on, has she managed to hammer out her financial issues? The experts were Suli Breaks, the entrepreneur, poet and presenter of the 7even Figures Business podcast, and Andy Chamberlain, head of policy at the Association of Independent Professionals and the Self Employed. The original podcast was released on Nov 10th 2020.If you would like to talk to Claer for a future podcast episode, email the Money Clinic team [email protected], with a brief description of your story. Follow Claer @Claerb and read her Serious Money column. Further reading:-Claer has written extensively about issues facing small business owners during the pandemic, and has more advice in this recent Money Clinic-Follow Su

  • Beyond GameStop: the day trader turned investor

    Beyond GameStop: the day trader turned investor

    09/03/2021 Duração: 22min

    Young investors have rushed to open day trading accounts under lockdown, using tips gleaned from chat rooms and social media as they attempt to make a fast buck. But betting on short-term market movements carries a high risk of losing money — something that 19-year-old Ross has found out the hard way trading stocks like GameStop and AMC. If he invested his money for a matter of years instead of a matter of minutes, would he get a better return? Claer Barrett hears from experts Merryn Somerset Webb, the FT columnist and editor-in-chief of MoneyWeek, and Damien Fahy, founder of investment website Money to the Masses.If you would like to talk to Claer for a future podcast episode, email the Money Clinic team [email protected] with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column.Read more:-Claer’s thoughts about good investment habits to build for the future: Where do the next generation of investors go from here? -Merryn Somerset Webb’s co

  • Money Clinic meets Gina Miller

    Money Clinic meets Gina Miller

    02/03/2021 Duração: 22min

    Gina Miller’s campaigning spirit has made her front-page news — but what’s less well known is the personal story behind her own financial journey.As one of the highest profile women working in the City of London, the anti-Brexit campaigner has raised awareness of unfair investment charges, the impact of the gender pay gap and the need for women to embrace investing. Her latest fear? That the pandemic has set back women's’ careers and earnings prospects.In honour of International Women’s Day next week, the co-founder of wealth management firm SCM Direct chats to Claer for a special edition of Money Clinic.Aptly, the theme of IWD this year is Choose to Challenge. Follow the hashtags #ChoosetoChallenge and #MoneyClinic on social media, and follow Claer and Gina @Claerb and @ThatGinaMiller.If you would like to be a guest on Money Clinic and chat to Claer about a money issue that’s bugging you, get in touch - our email is [email protected] If the podcast has left you wanting to learn more about managing your money

  • Financial tips for the self-employed

    Financial tips for the self-employed

    23/02/2021 Duração: 19min

    Have you ever dreamt of starting your own business? It might sound more fulfilling — but being an employee has some perks you might miss. 33-year old Rhiannon set up her first business three years ago, offering virtual PA services. Even though she’s making a profit, Rhiannon is struggling to find a mortgage lender who will help her buy a property. Plus, she’s unsure about whether to leave her savings in cash — or risk tying them up inside a pension. Expert help is on hand from Holly Mackay, founder of Boring Money and mortgage broker Will Rhind from Habito.If you would like to talk to Claer for a future podcast episode, email the Money Clinic team [email protected] with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column.Further reading:-Writing a will is one thing that’s been on Rhiannon’s financial to-do list for a while. Listen to this Money Clinic to find out how to set one up online.-The pandemic has been tough on the self-employed. Th

  • Starting your debt free journey

    Starting your debt free journey

    16/02/2021 Duração: 23min

    Many people would like to move to a life with less or no debt, but taking the first step requires great courage. This week Claer hears from a couple in their 30s who have each run up large credit card debts. Duncan and his partner found that the pandemic made their debt problems worse. How can they get their finances back on track? Could a debt adviser help? Chris Browning, presenter of US podcast Popcorn Finance, has practical tips, and debt advice specialist Alan McIntosh explores different solutions.If you would like to talk to Claer for a future podcast episode, email the Money Clinic team [email protected] with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column.Further reading:-If you’re struggling with problem debt, this week’s experts say don’t wait for things to get worse before seeking advice. The earlier you seek help, the more options you’re likely to have-Free UK sources of debt advice include StepChange and Citizens Advice -In

  • How can I use Isas to invest or buy a property?

    How can I use Isas to invest or buy a property?

    09/02/2021 Duração: 22min

    With “Isa season” fast approaching in the UK, Claer explores how young people can use the popular tax-free accounts to invest or buy their first property. This week, she meets Ryan, a 22 year old graduate who confesses he has three Isa accounts, but doesn’t know how best to use them — or how to unlock savings bonuses potentially worth tens of thousands of pounds. Expert and practical help is on hand from Harleigh Reid, who used a Help to Buy Isa to buy her first flat at the age of just 24, and Young Money blogger Iona Bain who explains the rules of the new Lifetime Isa, which can be used for property or investing.  If you would like to talk to Claer for a future podcast episode, email the Money Clinic team [email protected] with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further reading:-If you’re new to investing, listen to this past Money Clinic episode on starting out 

  • How can my small business survive Covid?

    How can my small business survive Covid?

    02/02/2021 Duração: 22min

    This week, Claer meets Lowri, who runs a small events business. She’s had no work for nearly a year, and as a director of her own limited company is one of an estimated 3m people in the UK who has fallen through the cracks of government support. Living on state benefits and reliant on her local food bank, Lowri’s previous experiences of business failure have prepared her for what she fears is to come. Legal and insolvency experts provide practical tips for small business owners in a similar situation, and we have the latest on the growing political campaign for directors to be included in UK government grants. If you would like to talk to Claer for a future podcast episode, email the Money Clinic team [email protected] with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Thanks to podcast experts Rebecca Seeley Harris, founder of Re Legal Consulting, and Peter Sargent, insolvency

  • Should I rent out my property?

    Should I rent out my property?

    26/01/2021 Duração: 20min

    Disruption from the pandemic has created plenty of ‘accidental landlords’ - homeowners with an empty property they could potentially let out. This week’s guest, Jeremy, has relocated for work - he’s renting a room in a shared house, but wants to make some cash renting out his former home. He asks Claer what taxes he’d have to pay, the rules he’d have to comply with, whether or not to use a letting agent, and how to assess whether becoming a landlord makes sense financially. Expert guidance is provided by professional landlords Ayesha Ofori, founder of the PropElle network for female property investors, and David Lawrenson, author of the bestselling book Successful Property Letting.  If you would like to talk to Claer for a future podcast episode, email the Money Clinic team [email protected] with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further information:-David Lawrenson

  • Help! I need to sort out my pensions

    Help! I need to sort out my pensions

    12/01/2021 Duração: 24min

    Putting all of your pension savings in one place to make it easier to manage your retirement plans sounds like a sensible idea — but it’s not necessarily the right solution for everyone. Claer Barrett meets 51-year-old Tina who has spent lockdown searching for all of her old pensions: some have performed better than hoped, but others have had high charges, and she has a gap in her UK state pension contributions due to working overseas. Experts Sir Steve Webb of Lane Clark & Peacock and Catherine Morgan, a financial planner behind the ‘In Her Financial Shoes’ podcast, provide tips for people of all ages looking to sort out their pension savings.If you would like to talk to Claer for a future podcast episode, email the Money Clinic team [email protected] with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further reading:Let’s start with the basics. If you’re struggling to get your head

  • What’s your financial New Year’s resolution in 2021?

    What’s your financial New Year’s resolution in 2021?

    31/12/2020 Duração: 23min

    2020 was a turbulent year for most people’s finances, but the new year provides the perfect opportunity to set some ‘financial resolutions’. The guests on the first podcast of the New Year, couple Toby and Siobhan, are looking for some ‘fin-spiration’ to get their money working harder in 2021. They’ve paid off their credit cards under lockdown, and are wondering where to direct their spare cash: overpay the mortgage, or put more into pensions or other investments? There’s also one financial to-do that they’re been putting off for a long time: making a will. Money experts Ken Okoroafor from The Humble Penny and Dan Garrett, co-founder of digital will-writing service Farewill, provide some useful tips.If you would like to talk to Claer for a future podcast episode, email the Money Clinic team [email protected] with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.Further reading:-You can follo

  • Ideas for your finances in 2021

    Ideas for your finances in 2021

    22/12/2020 Duração: 02min

    Money Clinic is taking a break until December 31st, so why not delve into our back catalogue of podcasts to find useful discussions on how to manage your money during the pandemic, from starting in investing and shared ownership to the dangers of 'money mules' and moving into a second career. Our next episode focuses on how best to plan your finances in the New Year while Covid-19 continues to affect all our lives.If you would like to talk to Claer for a future podcast episode, email the Money Clinic team [email protected] with a brief description of your story. Follow Claer on Twitter and Instagram @Claerb and read her weekly Serious Money column in the FT Money section of the FT Weekend newspaper.  See acast.com/privacy for privacy and opt-out information.

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